Conservative. Precise. Always on.

Retail‑ready bookkeeping,
powered by India + AI.

Sayf Bookkeeping Inc combines a highly trained team in Rajkot with an AI‑assisted portal, so Lombard‑area retailers always know their cash, inventory, and payables — without touching the books.

  • Specialized in local, non‑franchise retail and small service businesses.
  • QuickBooks Online with standardized, conservative processes — no tax, just clean books.
  • Secure AI chat to ask, “What’s my cash today?” or “Who still owes me?” any time.

Starting conservatively: limited new clients each month to protect quality and attention.

Today at a glance
Sample Sayf dashboard
Reconciled
Month‑to‑date sales
$48,320
Cash on hand
$19,440
Overdue invoices
↓ $1,980
AI‑ASSISTED CLIENT CHAT (EXAMPLE)
U
“What’s my expected cash next week if current receivables land on time?”
AI
Based on your current reconciled books in QuickBooks, expected cash next week is approximately $27,900, assuming 80% of open invoices are paid on usual terms.

How Sayf works for you

A simple, conservative workflow: you stay in Lombard focused on customers; your India team and AI‑assisted portal handle the bookkeeping.

1. We onboard carefully

Each new client goes through a clear checklist: engagement, data, QuickBooks setup, and a “trial month” with extra review.

  • Local, non‑franchise retail focus
  • QuickBooks Online only (phase 1)
  • Standard chart of accounts for stores

2. Rajkot team does the work

A senior and junior bookkeeper in Rajkot handle daily entries, reconciliations, and monthly closes under strict SOPs.

  • Daily bank & card feed checks
  • AP / AR tracking and reminders
  • Monthly close with checklists

3. You see everything in one place

Your portal becomes the single place to see cash, receivables, payables, and simple KPIs, with an AI layer to answer routine questions.

  • Secure client login
  • Multilingual AI Q&A (planned)
  • Export‑ready reports for your CPA

Focused bookkeeping services

Phase one is intentionally narrow: clean, conservative bookkeeping for small retailers and service businesses — no tax, no distractions.

QuickBooks Online only
Local retail & services
Bank & card reconciliations
AP & AR tracking
Monthly financial statements

Core bookkeeping

Transaction coding, reconciliations, and monthly closes so your numbers are reliable and ready for decisions.

  • Daily / weekly posting from feeds
  • Bank & credit card reconciliations
  • Clean chart of accounts for your store

Retail‑aware processes

Extra attention to inventory, payment methods, and discounts that affect retail margins and cash flow.

  • POS and payout mapping
  • Basic inventory and shrink checks
  • Gift cards, store credit, and tips tracking

AI‑assisted insight

Ask simple questions in natural language instead of digging through reports — backed by your own QuickBooks data.

  • Cash & AR questions on demand
  • Vendor & expense summaries
  • Multi‑lingual interface (planned)

Conservative growth, predictable costs

Sayf Bookkeeping Inc grows slowly on purpose: limited new clients each month, lean India team, and clear expectations on time and pricing.

Conservative operating model

Our capacity assumptions

Each small retail client is treated as a 10–15 hour per month account, and the first India pod is capped at 10–12 active clients for quality.

  • Carefully curated client list
  • Trial month with extra review
  • Regular sample checks by US side

Detailed pricing is shared during a 15‑minute intro call once we understand your store and systems.

India talent philosophy

Sayf Bookkeeping Inc pays India team members at local Rajkot market rates plus approximately 10% and performance bonuses, to attract and keep strong talent.

  • Country manager with equity stake
  • Senior & junior bookkeepers in Rajkot
  • Strict security and confidentiality
Existing clients: one portal, all your numbers.
Secure login to see cash, payables, receivables, and key reports — with an AI layer to answer routine questions 24/7.

Who is behind Sayf

Sayf Bookkeeping Inc is a US‑led firm based near Chicago with a dedicated country manager and bookkeeping team in Rajkot, India. The model blends on‑the‑ground US understanding with India’s talent and time‑zone benefits.

US leadership

The founder in Lombard, IL handles marketing, technology, product design, and client relationships, with a conservative, data‑driven approach.

India operations

A country manager in Rajkot holds equity and owns hiring, training, KPIs, and day‑to‑day delivery for the India team.

Get in touch

Share a few details about your business and we’ll schedule a brief, no‑pressure intro call.